Every city in Georgia along with 26 more states. Contractors Insurance

APIA Insurance Georgia has experience providing contractors with general liability insurance and other coverages vital to contractors, including builders' risk insurance, commercial auto coverage, and insurance for tools and equipment. Georgia Contractors Insurance can be very confusing at times, so we are here to assist you with selecting the right coverage from the right company. We have many companies to help you find coverage that matches your needs at an affordable price. We have many years in the Construction insurance industry to evaluate your risk and solve the coverage needs of your construction company.

Contractors Insurance Coverages in Georgia

• General Liability Insurance - This liability insurance can help protect you from most claims arising from daily activities. This includes the activity of running a business and the type of accidents that would occur at a job site.
• Tools and Equipment - Hand tools are generally covered on a blanket basis with no list or schedule. No item can exceed $500 in value. Equipment Insurance can help protect your more extensive tools and equipment, such as welders, generators, nail guns, and other expensive portable equipment.
• Builders Risk—C.O.C (Course of Construction)—Physical damage insurance for property under construction. Lenders usually require this coverage before issuing construction financing and before funding remodeling projects. Some policies can be endorsed to include the structure being remodeled.
• Workers' Compensation - Contractors are responsible for providing this coverage for employees but may also have exposure because of subcontractors who have not provided workers' compensation insurance. This exposure can be avoided by insisting subcontractors carry appropriate workers' compensation insurance.
• Business Auto Insurance - Personal auto policies exclude autos used for Commercial and Business purposes and would, therefore, require coverage on a policy designed for such use. If you use your automobile in business, be sure you have the right policy and coverage is not excluded.

At APIA Insurance Georgia, we have licensed agents who listen to your risks and develop insurance solutions to fit your industry's needs. So, contact us to find out more about your contractor's insurance in Decatur, Georgia including the Athens, Atlanta, College Park, Roswell, and Savannah areas.

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AK, AR, AZ, DC, FL, GA, IA, ID, IN, KS, KY, MD, MN, MS, MT, NC, NE, NV, OH, OR, SC, SD, TN, TX, UT, VA, WA.